Affordable Homes

12

Homes Available

3

Bedrooms

10%

Min. Deposit

Autumn 2026

Applications Close

Fort View is bringing 12 new affordable homes to Drumlark, Cavan Town. 10 semi-detached and 2 end-terrace three-bedroom homes, released through the Affordable Housing Scheme administered by Cavan County Council.

The scheme helps eligible first-time buyers, and those who qualify under the Fresh Start Principle, purchase a brand-new home at a reduced price. In return, the Council retains a share of equity in the property, reflecting the difference between the affordable purchase price and full open market value.

Applications are now open and close in Autumn 2026, and can be made online. Applications will be assessed on a First Come, First Served basis, in line with the Scheme of Priority approved by the Elected Members of Cavan County Council on 3rd March 2026.

Eligibility Criteria

To apply for an affordable home at Fort View, applicants must satisfy the following criteria set out by Cavan County Council.

You are over 18 years of age
You are a First-Time Buyer, or meet the exceptions under the Fresh Start Principle
Each person on the application has the right to reside indefinitely in the State
The home will be your principal place of residence
Your household income must not exceed 85.5% of the market value of the property
Your purchasing power must not exceed 95% of the open market value
You have a minimum deposit of 10% of the purchase price
Mortgage Approval in Principle is recommended before applying

House Types & Income Limits

Maximum household income figures and indicative pricing for the homes available at Fort View.

*Final purchase price is calculated based on your individual income and mortgage capacity.

Shared equity Explained

WORKED EXAMPLE

Market value

€365,000

Affordable purchase price

€290,000

Council's equity share

€73,000 (20%)

This is a summary for guidance only. The Affordable Housing Scheme carries legal and financial implications, including equity, resale conditions and redemption arrangements, which require careful consideration. Read the full terms and conditions, and speak with Cavan County Council, and an independent financial or legal advisor, before applying.

Cavan County Council retains a share in your home

All purchasers sign an Affordable Dwelling Purchase Arrangement with Cavan County Council. The Council retains an Equity Share equal to the percentage difference between the open market value and the affordable purchase price of your new home.

You own and live in your home, while the Council holds a percentage interest. If the market value rises before you sell, the amount needed to redeem the Council’s share can increase too. The Council will generally not seek repayment for a minimum of five years unless you sell sooner, and you can choose to buy out the equity share early, subject to a minimum redemption of €10,000.

How to Apply

Applications are made online only

Applications for Fort View are made online only, via Cavan County Council’s application portal, and are assessed on a First Come, First Served basis in line with the Council’s Scheme of Priority.

1 Check Your Eligibility

Review the criteria above and gather your documents, ID, proof of income, savings and Mortgage Approval in Principle.

2 Complete the online application

The application runs across ten short sections covering your overview, documentation, finances, household members and declarations.

3 Upload your supporting documents

A full list of accepted document types is available on Cavan County Council’s website.

4 Submit before the deadline

Applications are now open, and close Autumn 2026.

5 Applications are assessed

Homes are allocated on a First Come, First Served basis, in line with Cavan County Council’s Scheme of Priority.